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Refusal Of Entry Clearance


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#1 manida

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Posted 16 November 2012 - 12:22 PM

Notice of refusal:
in order to meet financial requirement your sponsor needs a gross income 18.600£ from thé evidence provided in your sponsor's tax calculation your sponsor gross income from his employment as a self employed is 12.167£ per annum u and ur sponsor income from all other income sources is 12.167£ per annum u have provided no evidence of any saving held by u or ur sponsor in fact i am awar from his bank statement that he was overdrawn by 280£ on 11 june 2012 i therefore refuse ur application under paragraphe EC-P.1.1(d) of appendix FM of the immigration ( E-ECP.3.1)       i have therefore refused ur app cos i am not satisfied on the balance of probabilities that u meet all of the requirements of the relevant paragraphe of the uk immigration rules 

They mistaken or what? Cos my sponsor's gross income exceed £18.600



#2 ste

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Posted 16 November 2012 - 12:41 PM

I read it as income is £12,167 - but i don't understand why it's reference twice as 'income' and 'all other income'. Being overdrawn is never good for even one day, I know someone who was refused for that and you can see the logic, if one person can't stay in the black, who can two?

Say maybe explain how the HO arrived at 12,167?

#3 manida

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Posted 16 November 2012 - 01:01 PM

My sponsor gross income from his employment as a self employed is 12.167£
but The gross income exceed 18.600£ ?


#4 Alban

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Posted 16 November 2012 - 01:17 PM

I am vey very sorry to read your thread, Manida you got refused.

Did you have a document chech by legal rep in UK ??!!


#5 ste

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Posted 16 November 2012 - 01:22 PM

My sponsor gross income from his employment as a self employed is 12.167£
but The gross income exceed 18.600£ ?


The income of the business is not the same as the income to the sole-trader. The Business Income may well have exceeded 18,600, but your sponsors personal income (12,173) doesn't, the difference being costs and purchases needed to generate income for the business.

I'm afraid on the face of it the refusal is correct.

#6 sheldon1

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Posted 19 November 2012 - 06:09 AM

I was under the impression that under the new rules, there was to be no means testing? As long as you earned over the £18600 everything was fine. I have an overdraft of £1400 which i use every month i even use payday loans quite often. My wife and two children i have to support out there in the philippines. I also have to support myself here in the uk. I meet the income threshold.

Is this not the case? Maybe my case is different to yours Manida. I am sorry you have been refused. But could answer the overdraft issue?

#7 Alban

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Posted 19 November 2012 - 06:55 AM

Sheldon1-Since new financial rules come to force in July, on this forum I have seen lots if people got refused becouse of financials issuess and funny think its that all of them say we meet 18600 figure.
As I have see you got your wife and 2 children you earning should me before tax much much higher than 18600.
If you don't want to become the statistic them i would strongley sugest legal help.

You will not regret it.



#8 sheldon1

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Posted 19 November 2012 - 07:21 AM

Thanks Alban. I did not mention that my Children are British citizens i have passports for them. And they are not going to be sponsored. I have earnings of £1550 net every month going into my bank. Thats around £1987.00 gross. My issue is that if i am supporting my family in the Philippines (400.00) a month and i use my overdraft every month and meet the required threshold and this is agreed by my bank then i thought i was safe. I don't know of anyone yet who has been refused a visa just for using their agreed overdraft? (new rules) But i would be interested if you could shed any more light on this issue?

sheldon

#9 kraughl

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Posted 19 November 2012 - 11:32 AM

Sheldon you may benefit from speaking to a legal representative about your question regrading overdraft and finances. The new rules have brought in many changes and seems that everyday people are posting here because of refusal for financial reasons.

#10 Victoria

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Posted 19 November 2012 - 11:59 AM

Absolutely right.

It looks as though there has been some confusion about the company's income before the deduction of expenses....it's a common mistake.




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